TPCCU Disclosure Information
Fee Schedule
FEES & CHARGES
Fee Applicable to All Accounts (except Certificates):
| Returned item fee | $25.00 | Per item |
| Account reconciliation fee | $10.00 | Per hour |
| Statement copies fee | $.50 | Per page |
| Wire transfer fee | $15.00 | Per transfer |
| Inactive account fee | $5.00 | Per month |
| Garnishment, tax levy | $45.00 | |
| ATM monthly fee | $1.00 | Per month |
| ATM inquiry fee | $1.00 | each |
| Manual Phone Transfer (not using Anatalk or Homebanking) |
$3.00 | |
| Income Withholding Orders (Friend of the Court) |
10% of Amount Withheld | |
| Account Closing Fee (Accounts closed within 90 days of their open date) |
$5.00 | |
| VISA Gift Card Fee | $4.00 | Per card |
| Safe Deposit Box Annual Fee | $16.00 | 3x5 |
| $25.00 | 3x10 | |
| $40.00 | 5x10 | |
| $70.00 | 10x10 | |
| Returned Mail Fee (Any item returned due to incorrect address) |
$5.00 | Per item |
Share Draft Account Fees
| Overdraft Advance | $25.00 | Per paid draft |
| Debit Xtend (opt-in) | $25.00 | Per item |
| Automatic Overdraft Transfer Fee (after 3rd automatic in one quarter) |
$5.00 | Per overdraft |
| Certified draft fee | $1.00 | Per draft |
| Drafts returned insufficient funds fee | $25.00 | Per draft |
| Stop payment order fee | $25.00 | Per stop |
| Draft copy fee | $4.00 | Per copy |
| Draft/Checking printing fee | Varies | |
| Account history fee | $2.00 | Per page |
| Record searches | $10.00 | Per hour |
| Check Cashing Fee | $3.00 |
Business Account Fees
| Maintenance Fee (if average monthly draft balance is below $2,500) |
$10.00 | Per month |
Check Cashing Policy
A check-cashing fee of $3.00 will be implemented on members' accounts
that do not have an aggregate of $250 in the following: Share, Share Draft,
Vacation and/or Christmas Club or IRA. If you are under the age of 23
or you currently have another service with the credit union such as: ATM/Debit
or VISA Card; current CD; Direct Deposit or a current Loan you will be
excluded from this fee.
